Advantage

What sets Higala apart?

Higala is an Open Payments Platform that connects new players to enter the financial services market, leading to better products and services for consumers. The platform leverages the financial strength of industry-leading local banks and financial institutions through synergistic partnerships.

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Low on-ramp barrier to broaden the participation of financial institutions.

Deliver instant answers

Low switching cost to enable financial institutions to offer payment solutions that are reasonably priced.

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Enables new market players to offer innovative payment services that address the changing needs of customers.

Connect with customers

Supports inclusive instant payment systems through partnership with the Mojaloop Foundation.

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Supports Sustainable Development Goals (SDG) by eradicating poverty through financial inclusion.

Higala Ecosystem

Enabling financial inclusions

How are we going to make money?

With a 1% MDR to merchants (at 35 bps), revenue is $328M
$0.015 per switch Fee Transaction, revenue is $36M

Our Team

Talino Venture Studios, CEO
Exited three startups in Silicon Valley, Intel Capital, PLDT
Higala Technology Inc., CEO
Chief of Party USAID SPEED,
Cartera, USAID E-PESO
Chemonics, President and CEO
Global Sustainable Development Presence in 100+ countries
Chief Architect
Exited three startups in Silicon Valley, Intel Capital, PLDT
Product Development
Exited three startups in Silicon Valley, Intel Capital, PLDT
Chief Technology Officer
Exited three startups in Silicon Valley, Intel Capital, PLDT
Partner - Romulo Mabanta
Exited three startups in Silicon Valley, Intel Capital, PLDT
and a 15+ team of software engineering, product, and finance experts.