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Higala is on a mission to revolutionize the banking industry for the better. We take pride in introducing the Philippines' most innovative open banking platform, designed to enhance convenience, security, and participation for all
Lower the Switching Cost for Real-Time Payments and Real Time Gross Settlements
Lower the OnRamp barrier to broaden the reach of Financial Institutions
Modernize the Capability of the Platform to support merchants, innovative payment schemes, and cross-border payments
Customers can pay using usernames or phone numbers. Enables transactions between various institutions, e-wallets, and payment systems.
Allows merchants to accept digital payments in-person or online through customer-initiated payment push via paycode or QR.
Provides mobile-first solutions in eKYC, AML and sanction checks.
Handles transaction finalization among financial providers by calculating owed amounts from combined transactions.
Enables collaboration between traditional banks and neobanks to make account opening easy and accessible. With this API, customers can effortlessly open accounts and leverage low-cost payment hubs, combining the user-friendly experience of neobanks with the established reliability and security of traditional banks.
Higala broadens financial access in rural and underserved areas by connecting diverse institutions, including rural banks. It enables banking in regions with limited infrastructure.
Higala’s innovative payment protocols reduces the cost associated with integrating other payment rails for financial service providers, making digital transactions affordable for both businesses and consumers.
Higala streamlines transactions and operations by offering services that provide transparency on transaction costs and efficiently manages the finalization of transactions.
Higala is a portfolio company of Talino Venture Studios.
Talino Venture Labs is an award-winning global venture studio for inclusive fintech. Born in the intersection of Silicon Valley and Southeast Asia, we are on a mission to bridge financial inclusion for over 1.7 billion people around the world.
Learn more about Talino
Pioneering projects in cross-border payments, social lending, insuretech, and freelancer banking.
Partnering with organizations to propel their digital capabilities and drive growth.
Collaborating with public authorities effective quarantine management and social amelioration.
Driving innovation through the development and funding of open-source application infrastructures.
