Innovating the Philippines' Digital Financial Infrastructure

For financial institutions
Move money and connect new market players in the digital economy
For users
Instantly send or receive payments across different banks and wallets
For new market players
Offer innovative payment solutions for their customers
Advantage

What sets Higala apart?

Higala is an Open Payments Platform that connects new players to enter the financial services market, leading to better products and services for consumers. The platform leverages the financial strength of industry-leading local banks and financial institutions through synergistic partnerships.

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Low on-ramp barrier to broaden the participation of financial institutions.

Deliver instant answers

Low switching cost to enable financial institutions to offer payment solutions that are reasonably priced.

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Enables new market players to offer innovative payment services that address the changing needs of customers.

Connect with customers

Supports inclusive instant payment systems through partnership with the Mojaloop Foundation.

Connect the tools you already use

Supports Sustainable Development Goals (SDG) by eradicating poverty through financial inclusion.

Higala Ecosystem

Enabling financial inclusions

Higala logo and stack of settlement, quote service, account lookup and regulatory and compliance textIcons position in circle including unibank, and fintech.images of customers, ofw, sari-sari- store and MSMEs in circular formation.
Logo of Higala with stacked text of settlement surrounded by illustration of unibank, and fintechs, consumers and OFWs

Our Team

Picture of Winston Damarillo
Talino Venture Studios, CEO
Exited three startups in Silicon Valley, Intel Capital, PLDT
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Higala Technology Inc., CEO
Chief of Party USAID SPEED,
Cartera, USAID E-PESO
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Chemonics, President and CEO
25 years at leading sustainable development firm with 6,000+ staff in 100+ countries worldwide
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Chief Architect
Exited three startups in Silicon Valley, Intel Capital, PLDT
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Product Development
Exited three startups in Silicon Valley, Intel Capital, PLDT
Picture of Francis Plaza
Chief Technology Officer
Exited three startups in Silicon Valley, Intel Capital, PLDT
and a 15+ team of software engineering, product, and finance experts.